Empowering You ToManage Your Money Smartly

Do you feel like you’re constantly thinking about money? Our services help you understand your behaviours and patterns around money and we assist you to become more self-aware, achieve greater financial stability and transform your overall relationship with money.

Certified Money Coach

Our Director, Justine Sandry, is a Certified Money Coach (CMC)® with the Money Coaching Institute.

Individual Money Coaching

We provide you with four one-hour sessions in which we explore your relationship with money and help you understand any underlying patterns and behaviours. Conducted either in person or by phone, we will work with you to implement new strategies around managing and having a more positive relationship with your money.

Business Money Coaching

Let us help you overcome your financial obstacles with our business money coaching service. We work with you to identify the underlying archetypes that show within your business activities, and we can ascertain your business strengths and weaknesses.

We provide you with a pathway so you can make changes and improvements which can substantially increase the success and profitability of your business.

Discover Your Unique MoneyStory!

If you would like to discover your MoneyStory and find out what drives your behaviour when it comes to money decisions, then this is for you! Start your journey of self-discovery by taking the MoneyQuiz and discover which Money Archetypes are in the driving seat and which ones should be.

Take the MoneyQuiz Now

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The MoneyQuiz

Discover what's driving your behaviour with Money. Take the MoneyQuiz to learn how to transform your relationship with money and create a new reality for yourself.

Choose a Quiz Version Classic

Blitz Version Instructions: This MoneyQuiz has 24 Questions split into 3 Sections with 8 Questions each and takes around 1 minute to complete. It's not as accurate as the Short or Full version, but it'll give you a good overview of the Money Archetypes, present in your life.

Short Version Instructions: This MoneyQuiz has 56 Questions split into 7 Sections with 8 Questions each and takes less than 5 minutes to complete. This Quiz offers a good balance between the time taken to complete it and the robustness of the results.

Full Version Instructions: This MoneyQuiz has 112 Questions split into 7 Sections with 16 Questions each and takes just under 10 minutes to complete. This is the most comprehensive version of the Quiz. It will provide you with an accurate assessment and a solid framework for any follow-up questions you may have.

Classic Version Instructions: This is the Classic Money Institute Quiz.

Section 1: How would you describe your current state?

Key Phrase	Never	Seldom	Sometimes	Mostly	Always
Caretaker Definition: Always takes care of others. Example: Let me take care of that for you
Controlling Definition: Always seeks to be in charge of every situation and can be manipulative to do so. Example: Let's do it my way
Disciplined Definition: Behaves in a very controlled way and makes considered decisions. Example: I want the new iPad but I'll need to save up before I can buy it
Enlightened Definition: In tune with oneself and certain of who they are. Example: I am exactly where I want to be in life
Financially irresponsible Definition: Doesn't think about the consequences of spending or giving away money. Example: I just keep going until I max out my credit card each month
Happy-go-lucky Definition: Accepting of what happens without feeling the need to plan or drive situtations forward. Example: Something will turn up
Impulsive Definition: Acts suddenly without planning or considering the consequences of those actions. Example: Don't bother me with details - let's just go!
Internally Motivated Definition: Driven and goal oriented without needing to be pushed. Example: Let's just get on and do this
Lives in past Definition: Has suffered in the past and cannot let go of the memories. Example: I've never had enough money
Living the high-life Definition: Buys expensive things even if in secret. Example: I only ever wear Lacoste
Materialistic Definition: Believes that having money and possessions important and will result in happiness. Example: I've GOT to have the new iPad
Passive Definition: Not acting to influence or change a situation; allowing other people to be in control. Example: I just like a quiet life
Perfectionist Definition: Wants everything to be perfect and demands the highest standards possible. Example: That picture on the wall is crooked and I need to straigten it
Powerful Definition: Is able to influence other people and their actions. Example: I've done this many times before. Let me show you how.
Powerless Definition: Feels helpless and compelled to follow the lead of others. Example: I can't change because others won't let me
Unattached Definition: Free from the opinions of others and to live their own life.. Example: I can make my own decisions

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Section 2: How do you see the world?

Key Phrase	Never	Seldom	Sometimes	Mostly	Always
Blaming others Definition: Believe that someone else is to blame for this situation, not me. Example: I'd be better of if it weren't for my run of bad luck
Cautious Definition: Considers every possible consequence of actions and avoids risks. Example: Have we considered all the angles?
Confident Definition: Believes in themselves and takes positive action without worrying about how others will react. Example: I can do this
Conscious Definition: Self aware and alert to the world around them. Example: I am here, in this moment and aware of what is going on
Controlling Definition: Always seeks to be in charge of every situation and can be manipulative to do so. Example: Let's do it my way
I can have it all Definition: Pursues their own desires and will do whatever it takes to get what they want. Example: I'm going to be a billionare and nothing can stop me
Lives for today Definition: Doesn't think about the future. Example: Life's too short to worry about bills
Long-suffering Definition: Unable to be in the present and enjoy the 'now'. Example: Nothing good ever happens to me
Looking for security Definition: Wants to feel safe and secure so won't take risks. Example: I'll wait until I can be 100% sure it will work out okay
Looking to be rescued Definition: Waiting to be bailed out out of a difficult situation, whether that is finanacial, practical or emotional. Example: I can't do this for myself - will you do it for me?
Loyal Definition: Always there for loved ones and others. Example: I'm here for you. If oyu need me, just call.
Oppressive Definition: Bullying and unfair, using their power to get their own way.. Example: If you don't do it my way, I'll leave
Optimistic Definition: Full of hope and can see the good in any situation, even when there are challenges. Example: We will find a solution to this challenge
Reclusive Definition: Lives alone and avoids going outside or talking to other people. Example: I hate noisy bars. I'd rather stay at home with a good book.
Seeks the truth Definition: Open to other people's opinions and interested to learn other perspectives. Example: What do you think? Tell me more.
Unsupported Definition: Feels that they have to do everything by themself without others contributing their fair share. Example: No one ever puts me first

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Section 3: How do you tend to act by default?

Key Phrase	Never	Seldom	Sometimes	Mostly	Always
Anxious Definition: Worried and nervous. Example: But what if something goes wrong
Careless Definition: Not taking or showing enough care and attention. Example: I know I had €100 this morning but I can't think where it has all gone.
Creative Definition: Producing or using original and unusual ideas. Example: I've got a whacky idea - let's hold the meeting in the park
Fluid Definition: Goes with the flow and is flexible. Example: I'm happy with either option - they are both good
Getting your own way Definition: Manipulative. Example: Let's see the film I want to watch this week and do what you want another time.
Indecisive Definition: Unable to make decisions. Example: I could buy that new dress, but I'm not sure
Independent Definition: Won't ask for help. Example: I'm fine. I don't need your help
Judgmental Definition: Quick to criticize themselves and others. Example: I don't like that shirt he's wearing
Obsessive/compulsive Definition: Keeps repeating the same actions over and over again. Example: I have to have the new porcelien dolls that has just come out. I've got all the others
Passive-aggressive Definition: Shows an unwillingness to be helpful or friendly, without being openly challenging. Example: Why are you getting so upset? I was only joking
Prone to blame Definition: Sees everything as someone else's fault. Example: You've ruined it
Reckless Definition: Unconcerned about the risks and consequences of their action. Example: I'll put all my money on 20-black
Rescuer Definition: Always seeks to help others out from a difficult situaton, often to their own detriment. Example: Here's €100. That will sort you out
Resistant Definition: Reluctant to accept something, especially changes or new ideas. Example: Why do we need to change - I like things as they are
Resourceful Definition: Skilled at solving problems and acting independently. Example: I can get it done
Self-sacrificing Definition: Puts their own needs last. Example: I can't go out. I'm taking the neighbours dog to the park

45%

Section 4: How do you relate and engage with others?

Key Phrase	Never	Seldom	Sometimes	Mostly	Always
Balanced Definition: Considers all sides or opinions equally. Example: I think Bob and Sue both have valid points to make
Blaming others Definition: Believe that someone else is to blame for this situation, not me. Example: I'd be better of if it weren't for my run of bad luck
Collaborative Definition: Works well with others and loves to be in a team. Example: Let's work on this together
Controlling Definition: Always seeks to be in charge of every situation and can be manipulative to do so. Example: Let's do it my way
Detached Definition: Unworldly and unconcerned about what is going on around them. Example: Sorry, what did you say?
Enthusiastic Definition: Excitable and ready to jump into action. Example: This is so exciting. I just can't wait to get started
Generous Definition: Always willing to give to others and gets pleasure from doing so. Example: Let's see how I can make this easier for you
Helpful Definition: Gives aid or assistance willingly and is of service to others. Example: Here, let me help you
Highly critical Definition: Quick to mentioned where something is wrong or does not please them. Example: This report isn't good enough. You'll have to do the whole thing again.
Manipulative Definition: Seeks to control other people or circumstances to their advantage. Example: Can I borrow your homework?
Non-confrontational Definition: Avoids getting involved in disagreements. Example: Let's share all our different ideas and see if we can reach a comprmise
Often alone Definition: Likes their own company. Example: You'll usually find me in the kitchen at parties
Overly generous Definition: Willing to give more money, help, kindness, than is usual or expected. Example: Make a donation for your charity? Sure. How about €1000
Secretive Definition: Hides their feelings, thoughts, intentions, and actions from other people. Example: I don't want anyone to know that I blew our savings on a new dress
Trusting Definition: Always believes that other people are good or honest and will not harm or deceive. Example: I don't need it in wirting - your word is enough for me.
Unforgiving Definition: Not willing to forgive people for things they do wrong. Example: How could you have lost my favourite shirt

66%

60%

Section 5: Which emotions do you feel most often?

Key Phrase	Never	Seldom	Sometimes	Mostly	Always
Adventurous Definition: Loves a gamble and to take risks. Example: I love a challenge
Angry Definition: Has strong feelings against other people or circumstances and wanting to fight them. Example: I'm so annoyed with him for upsetting Sophie
Calculating Definition: Seeks to control situations for their own advantage and thinks ahead to ensure this happens. Example: How can I manage this so that I come out the winner?
Compassionate Definition: Cares deeply for others and wants to see everyone living a good life.. Example: I am so happy for you that you are following your dream
Conflicted Definition: Cannot choose between different ideas,feelings, or beliefs, and do not know what to do or believe. Example: I don't know what to think
Driven Definition: Goal orientated with lots of focus and energy to achieve goals. Example: I'm planning to create the world's best sushi company
Fearful Definition: Frightened or worried about something. Example: I can't buy that - what if my husband doesn't approve
Feels betrayed Definition: Unable to trust others or let go of past events. Example: I can't forgive my partner for cheating on me
Fixed in your ideas Definition: Believes they are always right. Example: I'm doing it my way
Highly emotional Definition: Feels all emotions very intensly and can swing between them quite rapidly. Example: I am SOOOOO upset
Hopeless Definition: Feels there is no possiblity of a good outcome in the future. Example: There isn't much point in applying for that job - I neer get chosen
Knowing your feelings Definition: In tune with themselves. Example: I'm feeling a bit down right now - but that's okay.
Love/Hate Relationship Definition: Fnds it difficult to be in the material world. Example: I can't make money with my work - no one would pay for it
Over-Indulgent Definition: Allows themselve to have too much of something enjoyable, sometimes beyond the point of pleasure. Example: I wish I hadn't eaten the whole tub of ice-cream
Overwhelmed Definition: Allows feelings to swamp and distract them. Example: I can't think - there is just so much to do
Resentful Definition: Feels angry because they have been forced to accept someone or something that they do not like. Example: I always come second to your job

75%

Section 6: How do you see yourself?

Key Phrase	Never	Seldom	Sometimes	Mostly	Always
Calculating Definition: Seeks to control situations for their own advantage and thinks ahead to ensure this happens. Example: How can I manage this so that I come out the winner?
Careless Definition: Seldom takes makes care or gives attention to others. Example: I know I had €100 this morning but I can't think where it has all gone.
Cup is overflowing Definition: Extremely optismstic and feels that life is good. Example: I love my life
Discerning Definition: Able to assess and evaluate an opportunity and make good decisions about it. Example: I've weighed up the pors and cons and this is what I have decided
Doomed Definition: Is so convinced of their own failings that they invite their repetition. Example: Nothing will ever get any better in my life
Empty Definition: Unable to find satisfaction or pleasure in anything - be that money or posessions. Example: There is nothing good going on in my life
Financially successful Definition: Is achieving the financial results wanted or hoped for. Example: We have all we need and I know my family's future is secure
Giving Definition: Acts without expecting compensation. Example: Here, let me help you
Guided by Faith Definition: Has great trust or confidence in something or someone. Example: The universe will find an answer
Non-materialistic Definition: Believes that having money and possessions unimportant and that happiness comes from other things. Example: Money is the root of all evils
Out of control Definition: Feels that they are unable to influence their circumstances and have to respond to others. Example: I don't know which problem to tackle next
Passive Definition: See this as their lot in life and that nothing will change for the better. Example: This is my lot in life
Repressed Definition: Doesn't want to express their feelings and beliefs to themselves or others. Example: Nothing is the matter
Self aware Definition: Understands oneself. Example: I know that I a at my most productive first thing n the morning
Self sacrificing Definition: Puts their own needs last. Example: I gave up work to take care of my family
Spiritual Definition: Holds deep feelings and beliefs, which may either be religious or come from nature or from within themselves. Example: There is a reason for everything

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Section 7: Things you know to be true about yourself?

Key Phrase	Never	Seldom	Sometimes	Mostly	Always
Addictive Definition: Forms habits quickly but then finds them very hard to break. Example: I've just GOT to have chocolate
Authentic Definition: Is consistently genuine and true to their word. Example: I am who I am
Direct Definition: Says what is on their mind. Example: You look terrible in that dress
Doomed Definition: Is so convinced of their own failings that they invite their repetition. Example: Nothing will ever get any better in my life
Financially dependant Definition: Depends on others for financial, practical or emotional support, often a spouse or family member. Example: I don't understand money - Rob takes care of all that
Goal-oriented Definition: Works hard to achieve good results in the tasks that they have been given. Example: Keep your eyes on the prize
Helpful Definition: Gives aid or assistance willingly and is of service to others. Example: How can I help you with that?
Naive Definition: Ready to believe that everyone is telling the truth and has good intentions and that life is simple and fair. Example: Something will turn up
Persecuted Definition: Feels pessimitic and put upon often dwelling on this openly. Example: Everyone is always out to get me
Restless Definition: Unwilling or unable to stay still or to be quiet and calm. Example: I want to try something new every couple of months
Sees opportunities Definition: Always open to doing something new. Example: This new phone coming out will be great to use for our business
Self-interested Definition: Wants what they want and doesn't care about the wants and needs of others. Example: Me, myself and I
Sincere Definition: Genuinely believes in what they say and do. Example: I believe that you can achieve your dreams
Transforms reality Definition: Has a clear view of their future and is taking action to change their current state to get there. Example: I know where I am going and these are the steps I'm going to take
Undisciplined Definition: Behaving in a very un-controlled way. Example: I'm just going to… Actually perhaps I'll… ooh look, someone has posted a video of a cat on Facebook
Wise Definition: Able to make good judgments, based on a deep understanding and experience of life. Example: Based on my experience I recommend you choose the iPad Pro

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MoneyQuiz Results

Discover what's driving your behaviour with Money. Take the MoneyQuiz to learn how to transform your relationship with money and create a new reality for yourself.

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